Anti-Money Laundering (AML) and Financial Compliance AML Awareness Anti-Bribery and Anti-Corruption

Practical AML Framework (Spain)

Spain-specific AML course aligned with Law 10/2010 & Royal Decree 304/2014. Build a real compliance framework with a ready-to-use action plan.

  • 55 students
  • July 2026
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Overview

 

Build a Bulletproof AML Program for Companies in Spain

A practical, Spain-specific online course for compliance officers, finance managers, legal advisors, and business owners who need to implement a real AML framework — not just tick a checkbox.

  • Spain Law 10/2010 & Royal Decree 304/2014 Aligned 
  • 5 Modules 
  • Certificate of Completion 
  • Self-Paced Online 

Most companies in Spain are one audit away from a serious compliance failure.

SEPBLAC is intensifying inspections. Fines for non-compliance with Spain's AML Law 10/2010 run into the hundreds of thousands of euros. Yet most companies still rely on outdated policies, untrained staff, or a compliance manual nobody reads.

If your company handles any of the following — you are an obliged entity and you need to act now:

  • Real estate transactions
  • Professional services (legal, accounting, tax advisory)
  • Retail or logistics with high-value cash movements
  • Crypto assets or digital payments
  • Cross-border vendor or client relationships

Ignorance is not a legal defence. A practical AML framework is.

Learning Outcomes

By the end of this course, you will be able to:

  • Explain money laundering stages and their relevance to your specific business
  • Identify your company's obligations under Spain's Law 10/2010 and Royal Decree 304/2014
  • Conduct KYC and beneficial ownership verification correctly
  • Build a documented enterprise AML risk assessment
  • Detect key red flags: shell companies, PEP exposure, unusual third-party payments
  • Design internal controls, escalation procedures, and a whistleblowing culture
  • Manage modern AML risks, including crypto assets and digital fraud
  • Implement a ready-to-use AML action plan in your company from day one

Requirements

  • No prior AML or compliance experience required
  • Basic understanding of how businesses operate (finance, operations, or management background helpful)
  • A willingness to apply the learning directly within your company
  • Device with internet access (desktop recommended for best experience)

This Course Includes

  • 5 comprehensive modules
  • 20 focused lessons
  • Practical AML risk assessment templates
  • Red flag detection checklists
  • Suspicious transaction reporting guidance
  • Final AML action plan for your company
  • Certificate of completion
  • Lifetime access
  • Available in English and Spanish

Certification

Certification

Upon successfully completing all 5 modules and passing the course assessment, you will receive a Certificate of Completion from Spanish Compliance Institute.

This certificate demonstrates your understanding of Spain's AML legal framework and your ability to implement a practical compliance program within your organisation. It can be used to evidence staff training records as part of your company's internal AML compliance documentation.

Why Choose Us

  • Spain-Specific, Not Generic — Built around Law 10/2010 and SEPBLAC requirements, not a recycled global template.
  • Practical, Not Theoretical — Every module ends with tools and frameworks you can implement in your company immediately.
  • Built for Real Businesses — Designed for non-financial obliged entities: real estate, professional services, retail, and logistics.
  • Bilingual — Full course available in both English and Spanish.
  • Certificate of Completion — Demonstrate your compliance commitment to regulators, clients, and stakeholders.
  • Self-Paced — Learn on your schedule, without deadlines or pressure.

Career Opportunities

Completing this course positions you for roles and responsibilities including:

  • Money Laundering Reporting Officer (MLRO)
  • Compliance Officer / AML Analyst
  • Risk & Controls Manager
  • Legal and Regulatory Advisor (Spain-focused)
  • Auditor with AML specialisation
  • Finance Controller overseeing compliance obligations
  • Consultant advising obliged entities on AML implementation

Curriculum

1

Module 1: Foundations of Money Laundering Prevention

4 • 2 hours

  • Understanding placement, layering, and integration. Spain's regulatory landscape and why your company is at risk.
2

Module 2 - Spain AML Laws and Corporate Compliance Duties

4 • 2 hours

  • Deep dive into Law 10/2010 and Royal Decree 304/2014. Obliged entities, KYC, beneficial ownership, recordkeeping, suspicious transaction reporting, and penalties.
3

Module 3 - Building a Practical AML Program

4 • 2 hours

  • Governance, risk assessments, internal controls, payment safeguards, and how to embed a whistleblowing culture.
4

Module 4 - Detecting Red Flags and Managing Risk

4 • 2 hours

  • Identifying unusual payments, hidden ownership structures, offshore shell companies. Transaction monitoring, sanctions screening, PEP checks, and internal investigation protocols.
5

Module 5 - Modern AML Risks and Business Protection in Spain

4 • 2 hours

  • Sector-specific risks (real estate, retail, logistics, professional services). Crypto and digital fraud threats. The 10 most common AML mistakes companies make — and your final action plan.
6

Mock Exam

1 • 30 minutes

  • Mock Exam - Practical AML Framework (Spain)
7

Final Exam

1 • 30 minutes

  • Final Exam - Practical AML Framework (Spain)

Frequently Asked Questions

This course provides a knowledge framework fully aligned with Spain's AML legislation (Law 10/2010 and Royal Decree 304/2014). We recommend combining it with your company's internal compliance review for full regulatory alignment.

The course is fully self-paced. Most learners complete it in 6–8 hours across 5 modules.

Yes. A certificate of completion is issued upon finishing all modules and assessments.

Absolutely. This course is built specifically for non-financial obliged entities — real estate firms, law firms, accountants, logistics companies, and professional service providers.

No. The course starts from the foundations and progresses to practical implementation.

Practical AML Framework course covering anti-money laundering compliance, customer due diligence, risk assessment, transaction monitoring and financial crime prevention.
$82.00
This Course Includes
  • 8 hours
  • Access from mobile and PC
  • Study materials included
  • Certificate of completion
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