AML & CFT (Anti Money Laundering & Counter‑Financing of Terrorism)

Build practical AML and CFT compliance awareness for Spain and Europe.

86
August 2026
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Overview

Financial crime exposes organisations to legal, operational, and reputational harm. This AML and CFT course builds practical compliance awareness. Learn risk assessment, due diligence, monitoring, reporting, and governance. Apply structured controls across regulated and higher-risk sectors. Understand Spain’s framework and evolving European Union requirements.

Learning Outcomes

By completing this course, learners will be able to:

  • Explain laundering stages and terrorist financing methods.
  • Analyse customer, geographic, product, and transaction risks.
  • Apply proportionate customer due diligence approaches.
  • Identify beneficial owners and higher-risk relationships.
  • Recognise transaction red flags and unusual behaviour.
  • Evaluate monitoring, investigation, escalation, and reporting controls.
  • Examine governance, records, audits, and inspection readiness.
  • Assess emerging risks involving sanctions, trade, and virtual assets.

Certification Information

Certification Information

After completing the course, learners will receive a Certificate of Completion from Spanish Compliance Institute.

The certificate records successful course completion. It demonstrates structured learning across core AML and CFT topics. It does not prove professional licensing or regulator endorsement.

Curriculum

1

Module 01: Foundations of AML & CFT

21 Minute

  • 1.1: Understanding Money Laundering and Terrorist Financing
  • 1.2: The Stages of Money Laundering
  • 1.3: International AML/CFT Standards and Organisations
  • 1.4: Spain's AML/CFT Regulatory Framework
2

Module 02: Risk-Based Approach and Customer Due Diligence

24 Minute

  • 2.1: Understanding AML/CFT Risk Assessment
  • 2.2: Customer Due Diligence (CDD) Fundamentals
  • 2.3: Enhanced and Simplified Due Diligence
  • 2.4: Beneficial Ownership and Corporate Transparency
3

Module 03: Transaction Monitoring and Suspicious Activity Detection

24 Minute

  • 3.1: Recognising Red Flags and Suspicious Indicators
  • 3.2: Transaction Monitoring Systems and Controls
  • 3.3: Investigating Unusual Activities and Behaviours
  • 3.4: Reporting Suspicious Transactions
4

Module 04: AML/CFT Compliance Programme and Governance

24 Minute

  • 4.1: Building an Effective AML/CFT Compliance Framework
  • 4.2: Roles and Responsibilities within Organisations
  • 4.3: Record-Keeping and Documentation Requirements
  • 4.4: Independent Reviews, Audits, and Regulatory Inspections
5

Module 05: High-Risk Areas, Financial Crime, and Emerging Threats

25 Minute

  • 5.1: Politically Exposed Persons (PEPs) and Sanctions Compliance
  • 5.2: Trade-Based Money Laundering and Complex Schemes
  • 5.3: Virtual Assets, Cryptocurrencies, and FinTech Risks
  • 5.4: Terrorist Financing Methods and Indicators
6

Module 06: Sector-Specific AML/CFT Controls

26 Minute

  • 6.1: Financial Institutions and Payment Services
  • 6.2: Real Estate, Legal, and Professional Services
  • 6.3: High-Value Goods, Casinos, and Non-Financial Businesses
  • 6.4: Non-Profit Organisations and Cross-Border Activities
7

Module 07: Practical AML/CFT Application and Future Developments

25 Minute

  • 7.1: Conducting AML/CFT Risk Assessments in Practice
  • 7.2: Case Studies: Money Laundering and Terrorist Financing Investigations
  • 7.3: Building a Culture of Compliance and Ethical Decision-Making
  • 7.4: The Future of AML/CFT Compliance
8

Mock Exam

30 Minute

  • Mock Exam - AML & CFT (Anti Money Laundering & Counter‑Financing of Terrorism)
9

Final Exam

30 Minute

  • Final Exam - AML & CFT (Anti Money Laundering & Counter‑Financing of Terrorism)

Requirements

  • No prior AML or CFT experience is required.
  • Compliance exposure can improve practical understanding.
  • Learners need a computer, tablet, or smartphone.
  • Reliable internet access supports uninterrupted online study.

Learners should have:

  • An interest in financial crime prevention.
  • A device with internet access.

This Course Includes

  • Practical professional guidance
  • Spain and EU regulatory context
  • Realistic workplace examples and applied scenarios
  • Knowledge checks and assessment preparation
  • Mock exam
  • Final exam
  • Certificate of completion

Why Choose Us

Spanish Compliance Institute delivers structured, practical professional learning. Courses connect regulatory awareness with realistic workplace decisions.

Flexible access supports individuals, teams, and employer programmes. Clear assessments support measurable course completion.

Learners choose Spanish Compliance Institute because the training is:

  • Lessons remain clear, structured, and easy to follow.
  • Flexible access suits busy professionals and corporate teams.
  • Examples address realistic workplace and compliance challenges.
  • Activities prioritise practical application over abstract theory.
  • Content reflects professional contexts in Spain and the EU.
  • Certificate-based completion supports training records.

Career Opportunities

This course can support professionals working in or moving towards:

  • AML Analyst
  • KYC Analyst
  • Transaction Monitoring Analyst
  • Compliance Officer
  • Financial Crime Investigator
  • Sanctions Screening Analyst
  • Risk and Compliance Coordinator

These roles often require strong AML and CFT awareness. The course supports development without guaranteeing employment. It does not confer regulated professional status.

Frequently Asked Questions

Yes. No previous AML or CFT experience is required. The course starts with foundations, then advances practically. Intermediate content remains accessible through structured explanations.

Most learners can complete the course within twelve hours. Self-paced access allows flexible study around work.

The course is online, self-paced, and device-friendly. Learners can study around work and other commitments. Reliable internet access is recommended.

Yes. Successful learners receive the course completion certificate. It records completed learning and assessment activity. It does not provide professional licensing.

Employers may use the course for structured staff awareness. Sector duties still require tailored, role-based training decisions. Training records should follow organisational procedures.

No. Requirements vary by sector, role, risk, and jurisdiction. Organisations must confirm current legal and supervisory expectations. This course does not replace legal advice.

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